Carmel Curiel Larios

Regular Office hours: Monday to Thursday 9:00am to 5:30pm and Friday 9:00am to 4:30pm, We have Evening & Weekend available by appointment only. Our phones are forwarded at 5pm our after-hours team will take your call after that time.

For roadside assistance please call 18776275757, for our Claims department please call 18552598568, to make a payment please do so over the phone by calling 18007828332.

We are currently writing Motorcycle insurance, Auto insurance, Car insurance, Life insurance, & Disability insurance. We are NOT able to write new, Renters, Home, Condo or Business insurance currently in the state of California.

With over 24 years of dedicated experience serving Santa Rosa and Sonoma County, we provide personalized insurance quotes to meet your needs. Whether you’re transferring to California or looking for the right coverage, we’re here to help—offering free insurance quotes 24/7 by phone or online. Our services include car, motorcycle, life and disability insurance, and bundled insurance options throughout California and the North Bay, with support available in both English and Spanish.

As a licensed Life and Auto Insurance agent licensed across California, we take pride in not only protecting families but also giving back to our community. We actively volunteer with the Redwood Food Bank and support youth initiatives in Santa Rosa, including serving on the School Site Council at Piner High School.

Born and raised in Sonoma County, I am a proud 5th generation Santa Rosan deeply committed to the well-being of our neighbors. We invite you to stop by our office—let’s connect, and let us show you how we can help safeguard what matters most.

September is National Preparedness Month: A Time to Plan, Protect, and Provide

National Preparedness Month (NPM) raises awareness about the importance of preparing ahead for emergencies, whether natural crisis like hurricanes, floods, wildfires, or unexpected crises such as medical emergencies or accidents. Preparedness is not just about having supplies on hand—it’s about creating a resilient foundation that safeguards your family’s physical safety and financial security.

Practical Steps to Prepare for Natural Causes

Being physically prepared is the first line of defense in any emergency. Here are some essential actions everyone should take:

• Create an Emergency Plan: Develop and practice a family communication and evacuation plan. Know your evacuation routes and designated meeting places.

• Build an Emergency Supply Kit: Stock up on essentials such as water (one gallon per person per day for at least three days), non-perishable food, medications, flashlights, batteries, first aid supplies, and important documents.

• Secure Your Home: Assess and reinforce your home’s structure to withstand common local hazards, trim trees, and secure outdoor objects that could become projectiles in storms.

• Stay Informed: Sign up for local emergency alerts and weather warnings. Have a battery-powered or hand-crank radio to receive updates if power goes out.

• Prepare Your Vehicles: Keep your car’s gas tank at least half full and store emergency supplies in your vehicle, including blankets and a basic tool kit.

• Plan for Pets: Include food, water, and supplies for pets in your emergency kit and plan for their safety during evacuations.

These steps can significantly reduce risk and improve your ability to respond effectively during an emergency.

National Preparedness Month is the perfect opportunity to take a holistic approach:

• Review and update your emergency plans and supply kits regularly.

• Evaluate your life insurance coverage to ensure it meets your current and future needs.

• Consult A wealth management professionals to create or revise your legal documents.

• Share your plans and important documents with trusted family members.

Preparedness is stability and certainty—physically, financially, and legally.